Reduce Credit Card Processing Fees in Central New York – Save More in 2025

Tired of high merchant service fees? Learn how NorthPoint POS & ATM helps small businesses in CNY cut costs without losing service.

If you're like most small business owners, you're probably paying more in credit card processing fees than you should be. And in 2025, with swipe fees still on the rise, it's time to take action.

Here are some tips to cut those costs without cutting corners:

1. Understand Your Statement

Most processors bury fees in complicated statements. At NorthPoint, we give you clear, upfront pricing, so you know exactly what you're paying for.

2. Choose Interchange-Plus Pricing

This structure offers the most transparent rates—no inflated flat rates or bundled surprises.

3. Encourage Cash Payments

Want to pay zero processing fees? An on-site ATM encourages cash use, which lowers your card volume and saves money.

4. Bundle with POS or ATM Services

When you combine merchant services with our POS systems or ATM placement, you can unlock lower rates and free upgrades.

5. Work With a Local Partner

Big processors don’t care if you overpay. We do. NorthPoint POS & ATM is based in Utica, and we’ll review your current setup for free.

Want to see how much you could save? Contact us today for a free statement review.